Money

Start small and research: Six smart steps to dodge DIY disasters


EVERY Saturday, The Consumer Crew are here to solve your problems.

Mel Hunter will take on readers’ consumer issues, Amanda Cable will give you the best advice for buying your dream home, Maddy Tooke rounds up the best coupons to save you money and Judge Rinder will tackle your legal woes.

Jane Hamilton, property expert

Jane Hamilton gives tips to tenants who want pets
Stewart Williams – The Sun

FORGET summer being the season of home DIY jobs. Research for AA Financial Services reveals the busiest time of the year for sprucing up our homes is in the run-up to Christmas.

In 2018, Brits splurged £29.6billion on end-of-year home improvements, with the most popular jobs including new bathrooms and kitchens and updated paint schemes.

Doing your own work can save cash – IF you get it right.

Ahead of next week’s National DIY Week, here are some tips for beginners.

Don’t try to be overambitious
Vetta – Getty
  1. Start small. Don’t build an extension for your first project! Tackle smaller jobs, like painting or putting furniture together, to build your skills.
  2. Do research. A wealth of help is available. Ask at your local DIY store, join a course or watch step-by-step tutorials on YouTube.
  3. Try upcycling. Improving old furniture is a great way to begin and learn what works.
  4. Learn painting skills by changing a room’s colour. Dark shades will make rooms feel cosy for winter. Lighten a dull room with bright white.
  5. Simple savings. A new kitchen will cost thousands but you can give yours a facelift by changing cabinet handles and painting doors.
  6. Safety first. Make sure you have the right tools and know how to handle them. Goggles and gloves as musts for many jobs. Read up and follow the safety instructions.

Buy of the week

This property is ideal if you have money to spend to renovate it

WANT to do a refurb at an affordable price?

This neat two-bed semi in Middlesbrough needs a complete interior overhaul but you can snap it up for just £59,950 at onthemarket.com/details/7532186.

Choose a flatmate

SWIPE right to find your new flatmate.

Roomfinder site idealflatmate.co.uk has launched a new app using dating-style algorithms to match potential roommates based on a number of personality traits, giving them an overall compatibility score.

Dubbed “Tinder for flatmates” there are already 300,000 UK users with 10,000 listings added each month.

The site’s co-founder Rob Imonikhe said: “We understand many people are apprehensive when it comes to living in a shared house with strangers.

“A lot of this stems from the worries around the compatibility of the people rather than the property itself.

“We are the only platform that uses research-based matchmaking to help people find better flatmates.”

Deal of the week

A great bargain and just like the original

NOW here is a cast-iron guarantee to save you money.

Aldi’s new cast-iron shallow casserole dish costs just £24.99 – but is a double for the famous Le Creuset dish selling for a whopping £225.

You can pre-order it from tomorrow at aldi.co.uk/c/specialbuys.

SAVE: £200.01


Judge Rinder helps a reader with a health issue

Q) I STARTED renting a property 11 months ago with a letting agent, lodging a deposit and signing a 12-month letting agreement. The deposit was then sent to an independent source for safe-keeping.

The landlord then decided he didn’t want to use the agent and drew up an agreement between us. The landlord stated that he did not require a deposit in future.

I’ve contacted the old agent requesting the deposit back.

But it says I’m not entitled to the money until I leave the property. As the landlord doesn’t need a deposit now, is this correct? ANDREW, Bath

Dealing wiht
Dealing with landlords can be complicated, as reader Andrew’s tale shows
Getty – Contributor

A) You are absolutely entitled to your money back now. Since April 2007, if a landlord takes a deposit from a tenant, they are bound to put it into a Government-backed tenancy deposit scheme (and inform you which one).

In this case, that would have been the responsibility of the managing agent.

The fact you have signed a new agreement with your landlord is irrelevant in this case. As soon as the original contract you had with the agent was finished (at the end of 12 months), they were bound to refund you the deposit.

I would advise you to check your new agreement to make sure that it makes no reference to the original deposit.

Then write to your landlord and the managing agent, asking which tenancy deposit scheme the money is held in. Make it clear that you will be applying for a full reimbursement of your deposit.

Be aware that if your money hasn’t been placed in a Government scheme, a court has the power to award you up to three times the value of your deposit. Don’t let this managing agent off the hook!

Power failure

Q) WE bought our flat nearly a year ago, which was rented to a tenant.

We keep getting a bill for an outstanding £34.39 from the tenant’s energy supplier.

We have written and emailed saying the bill is owed by the previous tenant but they still continue to send us bills.

How can we stop them hounding us? ELAINE, London

A) You don’t owe this money. Write again to the company and copy in the managing director.

If you receive another bill, you could ignore it and get in touch with the energy ombudsman, who will help.

Also write to the head of customer services saying you intend to publicise the firm’s incompetence

Q) MY grandson’s father died yesterday. He was employed by the NHS, which I understand make payments to next of kin.

I don’t believe he nominated his son to receive this benefit, as he was employed well before his son was born.

So I assume his own father will receive it. He was paying child maintenance until his son, who is 18 and starting college, was 16.

Would his son be entitled to this benefit at all?

Even if he had nominated his father to receive it, could we legally contest it?

Or if he had nominated nobody, is my grandson legally entitled to it? GLENDA, Nottingham

An NHS trust holds the answer to this particular problem
Getty – Contributor

A) This is not straightforward, I’m afraid. The good news is the NHS trust that manages these situations can be very helpful, so get your grandson to set up a meeting.

It is perfectly possible your grandson could be entitled to this benefit. But all will depend on the terms and conditions of this death payment at the time your grandson’s father entered into the scheme – and possibly what his will stipulates.

You may need to wait until probate has been completed on your grandson’s father’s estate (that means when the will has been legally dealt with) then take this matter from there.

If your grandson has been left with nothing by his father, there are legal circumstances in which your grandson could challenge the will and claim this benefit.

But there is little point doing anything until you and your grandson know precisely what he is to receive (if anything).

As soon as your grandson is aware, go with him to a solicitor for advice.

This is not the type of legal case where it is advisable to go it alone.

Contact

  • Judge Rinder regrets he cannot answer questions personally. Answers intended as general guidance. They do not constitute legal advice and are not a substitute for obtaining independent legal advice.
  • Got a question for Judge Rinder? Email judgerinder@thesun.co.uk

Mel Hunter, Reader’s champion

Mel Hunter advises on consumer issues
The Sun

Q) MY girlfriend and I booked what we believed to be an apartment in Spain through Booking.com. When we arrived, it turned out to be a room in shared accommodation.

We contacted the property owner who told us we would lose around 700 euros if we cancelled.

We told Booking.com that we were not willing to stay in accommodation that was falsely advertised, but the company told me it couldn’t do anything.

We paid for a sea-view room, but there was no sea view. The shared bathroom door didn’t shut properly and had no lock.

The bathroom light switch was broken and the toilet seat had a crack across it. I also believe I discovered a camera hidden in a speaker.

So we contacted another firm which managed to find another place to stay with short notice.

We had to pay £369 for the room and then a further £410 for the second apartment, but Booking.com says no compensation is payable. CHARLIE, Birmingham

One couple’s holiday in Spain got off to a bad start
Getty – Contributor

A) I checked the profile of this accommodation on the Booking.com website and there was indeed no mention of it being shared accommodation, until I turned to the reams of reviews posted by other unhappy holidaymakers who had also been shocked to find they were shacking up with others.

I put it to Booking.com that a customer should not have to look at reviews to find out this basic fact about their holiday.

Furthermore, the pictures you sent to me – of the cracked loo seat for example – did not match the photos on the website.

While I appreciate Booking.com works well for many, where the accommodation is clearly sub-standard and the description misleading, action should be taken and compensation given.

Booking.com listened and took action quickly, paying you back in full for your ruined stay, plus a little extra, totalling around £630.

A spokesperson told me: “As this is not the experience we want for our customers, we have offered a full refund and have suspended this property on our platform, pending the results of a full investigation.”


Q) WE ordered a sofa and cuddle chair from DFS in September last year. It was delivered six weeks later but was the incorrect colour, which the salesman admitted was his fault.

DFS ordered us the correct version which arrived just before Christmas but was faulty. We got replacements at the end of April, but again the items had issues.

We finally got our furniture in June. Although there were four minor scuff marks, we accepted them as we were not prepared to wait again.

I’ve since been offered a £50 refund or £100 store credit. This doesn’t even cover my phone calls and numerous 30-mile round trips to the depot. DEREK, Tadley

DFS have apologised for their poor service
PA:Press Association

A) While there are no legal guidelines as to the compensation DFS should offer, I did agree this was a derisory offer given your nine-month wait and the £1,800 furniture cost.

I secured you £250 – a fairer reflection of what you’d been through.

DFS said: “Mr Steele’s experience clearly falls below the standards we set ourselves and we would like to reiterate our apologies to him.”


Maddy Tooke, Coupon Queen

John McLellan

Maddy Tooke shares her best high street deals[/caption]

My top 10 deals this week

  • Get 40 per cent off main courses at Prezzo with voucher from bit.ly/40offprezzomain. Ends September 15. Offer excludes Saturdays.
  • Get 20 per cent off Berghaus orders over £150 or ten per cent off orders over £80 with code VCLOUDSEPT19. Ends September 15; bit.ly/20offberghaus.
  • Save 30 per cent on dresses and occasionwear from Boohoo with a unique code from bit.ly/30offboohoo dresses. Ends tomorrow.
  • Get £2.50 off the first two Deliveroo orders with a unique code from bit.ly/deliveroosave250. Ends October 1.
  • Save 50 per cent on frame orders over £49 from Glasses Direct with code CLOUD50GD. Ends tomorrow. See bit.ly/50offglassesdirect.
  • Get ten per cent off Thorntons orders with code VCUK10. Ends September 30; bit.ly/10offthorntonsvc
  • Save £10 on Coopers Of Stortford orders over £40 with code IAW9E2. Ends Monday. See Save £10 on Coopers Of Stortford orders over £40 with code IAW9E2. Ends Monday. See bit.ly/10offcoopers
  •  Get 20 per cent off selected brands at outdoor retailer Blacks with code BRAND20. Until midnight tomorrow. See bit.ly/blacks20off.
  • Trade in your old bike or scooter at Halfords and get 20 per cent off a new one. Just take your old bike or scooter to the store to claim. If ordering online, use code TRADEIN20. Ends October 14. See bit.ly/20offhalfords.
  • Save 15 per cent on Goldsmiths orders with code from bit.ly/goldsmiths15offvc. Ends September 15.





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