“However, during this time of year, many people are travelling with gifts which could be valuable so it’s also ideal to have cover in place for lost and delayed baggage, passports, money, gadgets and other valuables.”
If a standard travel insurance policy does not cover the worth of a particular present, there are options to increase the coverage amount with single-item add ons.
This option increases your single item, Personal Baggage cover beyond the standard £400, up to £1,000,” Julian continues.
“You just select the value and describe the item you want covered.”