The hidden detail about travel insurance you never knew – it could save your holiday

Holidays taken abroad usually prompt those going on vacation to tick off travelling admin, in the form of currency transactions and travel insurance. The duo of transactions are often considered essentials for travelling abroad, with the latter offering protection should items go missing or flights be delayed. Recently reported how one third of all flight journeys from the UK will be delayed by 2030, so insurance to protect travellers will be essential. Yet travel insurance experts have now spoken exclusively to to highlight one key fact about insurance which will likely not have been realised.

This is the fact that travellers, even if they are staying in the UK, should still take out travel insurance.

Many think the protection is only for overseas, yet experts at Columbus Direct have poured cold water on the rumour, insisting it is just as essential when travelling on home turf.

Stuart Lloyd, Travel Insurance Expert at Columbus Direct told “Whether you’re planning on travelling to far flung destinations or a staycation in the Yorkshire Dales, you still need to make sure you’re covered by travel insurance.

“This is something that is very easy to forget when you’re not boarding a plane or ferry to head off on holiday.

“While you are staying on home soil, you are still at risk if you have to unexpectedly cancel a hotel, transport or some activities.

“You could also be out of pocket if anything you take with you, including phones, laptops or jewellery, is lost or stolen while on your trip.

“And while the NHS will cover medical treatment, it won’t cover the cost of family accommodation should they need to stay nearby, or transfer back to a hospital near to where you live should you be unable to leave under your own steam.

“Remember to take out appropriate travel insurance for whatever your trip and don’t leave yourself open to additional costs.”

Meanwhile, figures from Our Future Skies yesterday showed a third of flight routes will suffer if UK airspace is not modernised by 2030.

This will be exacerbated partly because of an increase in passenger numbers, with 39 per cent of Britons expecting to fly more in the next two years.

Meanwhile, over the previous decade, there has been a steady increase in the number of Britons flying away, particularly for Easter.

The statistics state by 2030, if UK airspace isn’t modernised to cope with increasing demand, 25,000 UK mini-breakers each year could have their weekend trips affected by flight cancellations.

This would represent 50 times more flight delays in 10 years time than there are today.

What’s more, it would come down to a pretty shocking 8,000 last-minute cancellations every year by 2030.

The forecast delays are mainly down to the need for modernisation of the way planes are guided to and from busy airports.


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