THE season of new resolutions is as good a time as any to start saving more. Fifteen per cent of us fail to stash away ANY money, reports personal finance and shopping deals site finder.com.
But the Money Advice Service, which offers free financial guidance, recommends having enough put by to cover three months of expenses. Here are some tips, from my favourite bloggers, to get you going . . .
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APPY DAYS: Mrs Mummy-penny, a.k.a. Lynn James, tells me: “Set up an auto-save app tool such as Chip or Plum. It connects to your bank account and regularly auto-saves money without you even noticing that this is happening. Try not to check the balance too often and you will find a nice surprise balance has built up after six to 12 months. I am using this method to save up for Christmas 2020.”
STAY ON BUDGET: Blogger Francesca, also known as The Money Fox, says: “Create a budget. You need to know how much you have coming in and out — and be realistic. Look at previous figures and go off that. You will then know how much you have left over to save.”
DO THE MATHS: Savings expert Emma Drew says: “My tip is to divide your goal by 100 and save that amount at a time. For example, £1,000 divided by 100 is £10 — so aim to save a tenner at a time. It will seem manageable.”
STAY POSTED: “Lots of leaflets that are posted through your door will have discounts, offers and vouchers on them,” advises Fiona Hawkes’ blog Savvy In Somerset. “My recent junk-mail finds include money off at nearby supermarkets, discounted eye tests and 2-for-1 vouchers for local restaurants.”
DO THE ROUNDS: Katy- kicker’s Katy Stevens says: “Round up your bank account to the nearest £1 or £10, depending on how much disposable money you have. This can be a great way to quickly build an emergency fund or save for a rainy day,”
- Prices correct at time of going to press. Deals and offers subject to availability.
Deal of the day
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DO not let the cold weather affect your travels – head to Halfords for a free five-point winter check, looking at brakes and headlights, wiper blades, batteries and more.
Cheap treat
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RELAX in the tub with a calming Radox rose bathbomb, £1.50 at Tesco, down from £2.50.
SAVE: £1
My Sun Savers fiver
GRAHAM WATSON, from Peterhead, Aberdeenshire, says: “I’ll put my Sun Savers fivers towards a new set of lawn bowls.”
- Share your Savers fiver stories at sunsavers.co.uk/fivers and get 28 codes worth £5 if yours is published here. Please include your name and town.
Top swap
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WANT to treat your dog? Instead of paying £7.99 for the Chuckit! balls at Fetch try B&M’s £1 textured tennis balls instead.
SAVE: £6.99
Reader’s saving tip
DONNA ELSMORE, of Oldbury, West Mids, says: “Instead of using expensive bleach tablets to clean a toilet, drop in a denture tablet and leave for 20 minutes. It works a treat.”
- Share ideas at sunsavers.co.uk/tips and get 28 codes worth £5 if yours is printed here. Please include your name and town.
Shop & save
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HEAD to Iceland to get two packs of McCain Quick Cook Crispy French Fries for £4, usually £2.75 each.
SAVE: £1.50
Hot right now
GET a free eye test at Boots when you buy any pair of glasses, or pay £10 for the test without a purchase.
Your paper could be worth £50,000
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Every month YOU could win the super cash giveaway in our Sun Raffle just for reading this paper.
Entering could not be easier – simply download the Sun Savers app or sign up at sunsavers.co.uk.
Then, opt in to each month’s Sun Raffle by clicking “Yes!” when prompted and start collecting the codes printed daily inside the paper – scanning in the app or entering online.
With every code you enter you will earn a Raffle ticket into that month’s £50,000 Raffle.
There is no limit to how many tickets you can collect per month, so make sure to enter as many codes as you can to give yourself the best chance of winning. Remember, you have got to be in it to win it.
Not already a Sun Savers member? Join Sun Savers today.
It only takes a minute to sign up – just search “Sun Savers” in the app store and then download the app, or head to sunsavers.co.uk. To get started, all you need to do is enter a few details.
– T&Cs apply. For full T&Cs see sunsavers.co.uk.
Fancy a free fiver?
YOU can get FREE cash with super Sun Savers just for buying your favourite paper.
Our brilliant new rewards club will pay back our most loyal readers.
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Just pick up the paper each day to collect your Sun Savers codes and we will GIVE YOU £5 when you have collected 28.
This isn’t a one-off and there is no limit to how much cash you can save.
For every 28 codes you enter, we will give you a fiver.
So over the course of a year, that could add up to £65.
We are keeping it super-simple.
You don’t have to enter codes from consecutive days, so don’t worry if you forget a day or two.
Download our easy Sun Savers app and quickly scan your code using your smartphone. Or go online and enter your code at sunsavers.co.uk.
To get you on your way, join today and we will put a bonus £1 in your Sun Savers wallet tomorrow. And the good news doesn’t stop with free cash.
With Sun Savers, we give you the best hacks, deals and tips to save money every single day.
TO JOIN: Don’t worry, folks — joining takes just 30 seconds, in three steps.
- PRICES correct at time of going to press. Deals/offers subject to availability.
