The theorist continued: “Immediately after Phil takes his ‘first step’ into his hellish torment, the framing of the shot prominently shows a red coffee cup with steam coming off it as Ned laughs devilishly.
“Perhaps this symbolizes the fiery torment of hell, directed at Phil as Ned points his finger at him.
“On the last day of the loop we see that Phil has purchased insurance from Ned, much to Ned’s pleasure.
“This is actually the act that frees him from the time loop, not him successfully getting Rita sexually interested in him.”
